Right-of-occupancy housing

On this site

Information on right-of-occupancy housing

You will need a queue number to apply for a right-of-occupancy dwelling

You need a queue number to apply for a right-of-occupancy dwelling. Once you have received your queue number, you can submit applications for locations that interest you. The applicant who has the lowest queue number will receive the right-of-occupancy dwelling.

Right-of-Occupancy Housing Act to be reformed: Current queue numbers are valid until 31 December 2023.

The tenant selection system for right-of-occupancy dwellings will move to fixed-term queue numbers and to a national queuing system. From 1.9.2023 onwards the Housing Finance and Development Centre of Finland (ARA) grants the queue numbers for right-of-occupancy dwellings. Older tenant selection queue numbers are valid until 31 December 2023.

What is right-of-occupancy housing?

Right-of-occupancy housing is a cross between owner-occupied and rental housing that combines the best attributes of both forms. In the case of a right-of-occupancy dwelling, you pay the so-called right-of-occupancy fee, which is up to 15% of the dwelling’s original value. You will also pay a residence charge, similar to rent.

You can live in a right-of-occupancy dwelling for as long as you like. When you eventually move out of the dwelling, you will be refunded the right-of-occupancy fee you paid, adjusted by the building cost index.

Explore the topic

Right-of-occupancy dwellings on a map

Here you can see all right-of-occupancy dwellings in Helsinki on a map.