Right-of-occupancy housing is a mix between rental and owner-occupied housing. Right-of-occupancy housing is built with State subsidy. Residents of right-of-occupancy housing pay a right-of-occupancy fee, which is 15 percent of the original purchase price of the unit. In addition, residents pay a management fee, which is comparable to rent.
Residents are entitled to stay in right-of-occupancy housing for as long as they wish. When they give up a unit, they are paid back the right-of-occupancy fee that they paid for the unit added with a sum calculated according to the construction cost index.
All people aged 18 or older are entitled to apply for right-of-occupancy housing if they do not own an adequate owner-occupied home in the area and do not have the means to purchase one. The restriction concerning means to purchase owner-occupied housing does not apply to people aged 55 and older. The Helsinki region (Helsinki, Espoo, Vantaa, Hyvinkää, Järvenpää, Kirkkonummi, Nurmijärvi, Mäntsälä, Sipoo, Tuusula, Vihti) form one right-of-occupancy housing area. Kerava will join the area a year later, on 1 January 2016.
Telephone service for applicants for right-of-occupancy housing
Real Estate Department, Housing Affairs Division
Tel. +358 (0)9 310 13032 (Mon–Fri 9–15)